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Why do some of our multi-day tours include travel insurance?

Specialized “third-party” travel insurance covers various illness or accident-caused cancellation charges and many other risks. We have had years of personal experience with thousands of travelers covered by AIG Travel Guard, Premier & Collette, and we feel good about how well they take care of our travelers in their times of difficulty.

We particularly recommend buying insurance to cover cancellation and interruption fees. Insurance covers accidents or sickness (yours, family member, or traveling companion's) resulting in cancellation or trip interruption charges. If roommates cancel, their refund cannot be reduced to cover your single supplement; that’s why each roommate should have travel insurance to reimburse for this extra cost.

Note that Medicare does not cover you outside the U.S. 
Travel insurance does. Likewise, “free” credit cards, vendor-offered, and membership plans have significant gaps and limitations.

These are just some reasons we include travel insurance on many multi-day tours! The plans cover even more than this.

This isn’t just our opinion. Forbes Advisor named AIG Travel the 2020 Best Travel Insurance provider! Of 15 companies ranked by the financial news outlet, AIG Travel came in first, based on a rigorous, data-driven methodology.

Click the brown button below for details on travel insurance for the following tours & cruises

Many of our multi-day tours for US residents include an AIG Travel Guard group plan, or when a Premier World Discovery or Collette Vacations, their plans are optional.


In the case of 1-day trips, no insurance is included. A personal plan is available from Berkshire Hathaway.

• For personal coverage, click Berkshire Hathaway Travel Protection for plan options and cost (varies by plan and age group).

• For non-US-residents, click as a possible alternative. (We do not sell or recommend it per se.)

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