Why do our multi-day tours include travel insurance?

Specialized "third-party" travel insurance covers against a wide variety of illness or accident-caused cancellation charges and many other risks. We have had years of personal experience with thousands of travelers who have been covered by AIG Travel Guard & Collette and feel good about how well they take care of our travelers in their times of difficulty.

We particularly recommend buying insurance to cover cancellation and interruption fees. This covers accidents or sickness (yours, family member or traveling companion) resulting cancellation or trip interruption charges. If your roommate cancels, the roommate’s refund cannot be reduced to cover your single supplement; that’s why each roommate should have travel insurance to reimburse for this extra cost.

Note that Medicare does not cover you outside the U.S. 
Travel insurance does. Likewise, there are significant gaps and limitations with "free" credit card, vendor-offered and membership plans.

These are just some the reasons we include travel insurance on our multi-day tours! The plans cover even more than this.

This isn't just our opinion. Forbes Advisor named AIG Travel the 2020 Best Travel Insurance provider! Out of 15 companies ranked by the financial news outlet, AIG Travel came in first, based on a rigorous, data-driven methodology.

Click the brown button below for details on included travel insurance for the following tours & cruises

For US residents most of our multi-day tours include a AIG Travel Guard group plan (click one of the blue buttons) or when a Collette vacation, their plan.


In the case of 1-day trips, no insurance is included. A personal plan is available from Berkshire Hathaway.

• For personal coverage, click Berkshire Hathaway Travel Protection for plan options and cost (varies by plan and age group).

• For non-US-residents, click https://www.worldnomads.com/ as a possible alternative. (We do not sell or recommend it per se.)

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Stevie Jay
217 840-9913
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