Specialized "third-party" travel insurance covers against a wide variety of illness or accident-caused cancellation charges and many other risks. We have had years of personal experience with thousands of travelers who have been covered by Travel Guard and feel good about how well they take care of our travelers in their times of difficulty.
We particularly recommend buying insurance to cover cancellation and interruption fees. This covers accidents or unforeseen illness (yours, family member or traveling companion) resulting cancellation or trip interruption charges. If your roommate cancels, the roommate’s refund cannot be reduced to cover your single supplement; that’s why each roommate should purchase travel insurance to reimburse for this extra cost.
Note that Medicare does not cover you outside the U.S. Likewise there are significant gaps and limitations with "free" credit card, vendor-offered and membership plans
For most of our tours either the Travel Guard Deluxe Group plan will be offered as a separate option or included in the package. But if not (like in the case of day trips), a personal plan is available from Berkshire Hathaway.
• Click Travel Guard Deluxe Group Plan for a PDF showing details of coverage, cost for which does not vary by age group. Their group plan covers: Trip Cancellation, Trip Interruption, Trip Delay (Max. $150 per day), Missed Connection, Baggage & Personal Effects, Baggage Delay, Accident Sickness Medical Expense, Emergency Evacuation and Repatriation of Remains, Accidental Death & Dismemberment, Travel Medical Assistance, Worldwide Travel Assistance and LiveTravel® Emergency Assistance.
If you have questions, call toll free 866-385-4839 and refer to product number 101060 P1 11/16 (California residents: refer to product CA1060 P1 11/16).
Plan is available for US residents only, but not available to residents of FL and MT. If coverage is not desired, click for waiver and fill in, sign, scan & return within one week of booking.
Click for Illinois Description of Coverage or for other states’ Description of Coverage, click here.
• For independent coverage, click Berkshire Hathaway Travel Protection for plan options and cost (varies by plan and age group).